In a previous post, entitled Payments Innovation: a discussion of the future, I attempted to make the case that “innovation” (particularly) in the payments market is oft misunderstood…and, perhaps, over-complicated. In my daily reading, I happened across a research report published by Celent that ties to the key theme of that post. There is, I [...]

After being on vacation for a week…I’m behind. Particularly when it comes to reading the feeds/blogs/sites I follow there were several thousands items awaiting perusal (an html-ized version of the OPML file can be found in the blogroll link above*). As you would imagine, there is a wealth of content worth discussing…but, instead, I noticed [...]

Just under a month ago, PayPal conducted a survey on the topic of cart abandonment and discussed the results in a live video stream. The results were quite interesting. Let’s start at the beginning… For those of you not versed in the vagaries of eCommerce, cart abandonment is that situation in which a customer chooses [...]

As promised, I’m going to spend a bit of time today discussing the (seemingly never-ending) discussion regarding interchange fees. In yesterday’s post, I discussed, in extreme brief what interchange is and how it is used/leveraged. During the process of researching the information for this missive, I found a common quote that provides a better description. [...]

If you spend any time reading about trends in the card acceptance space, you will have (undoubtedly) heard substantial discussion about the topic of interchange. Interchange is, in essence*, a percentage fee that is paid by the merchant for the purpose of covering card acceptance. The range varies, based on a variety of factors (industry, [...]