emergent commerce & technology

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Category: Musings

Solving Problems: Innovation Upon -or- Innovation In Spite Of

There is always something, personally, compelling when 2 discrete blog entries touch on a similar topic…This happened, again, today. The first post is entitled Integration is Only the Beginning: Messages from the Edge and was penned by a colleague, Peter Osberg, at PaymentsAPI.com. The second is entitled Innovating Around Restrictions – PlayOn Story by Krishnan [...]

Evaluating New Market Entrants: or what to consider when you begin

Recently, on PYMNTS.com, there were a series of posts that have been tickling the back of my brain. These posts, entitled Separating Fantasy from Reality in the Brave New World of Payments Innovation and Is It a Dud or Not: Views on Payments Innovation, provide valuable insight to those who are evaluating a new entrant [...]

A Focus On Strength: Understanding the Value of the Software Community

I had initially intended a different post for today…but, after several offline conversations based on the last two days discussing Commerce Modules, I have been convinced to change course. In the previous posts, I talked about the ability for a Commerce Module to enable a simple, quick, secure addition of supplemental software to a payment [...]

“Open” APIs: a definition

There is a propensity in the technology industry, most industries for that matter, to latch onto adjectives and begin to use them excessively. In the process of descriptive repetition, the importance can be masked or diminished. With that said, the usage of the adjective, typically, is appropriate and connotes unique value…after all, the initial usage [...]

Payment Instruments: a thought exercise

One of the benefits of plane travel is the opportunity to sit in relative silence (except for the screaming child and angry passenger) and simply read. Every flight that I take I either print, or load onto kindle, hefty materials that are otherwise difficult to consume. It is for this reason, in large part, that [...]